Why MCSS
| Major Challenges for Retailer | MCSS | CRM/Loyalty Program | Smart Card |
| 1. Customer Service Improvement | |||
| Visible, up-to-minute bonus scores | Yes | No | Partial |
| Instant messaging display | Yes | No | No |
| Online privilege Review | Yes | Partial | Yes |
| Online program operators information | Yes | Yes | Partial |
| Low transaction cost | Yes | Yes | No |
| 2. Additional promotion vehicle | |||
| Instant, on-target promotion to customers | Yes | Partial | No |
| Promote to alliances customers | Yes | No | Yes |
| Joint promotion with alliance | Yes | No | Yes |
| Low promotion cost | Yes | No | No |
| 3. Partnership and alliance building | |||
| Virtual marketplace for joint activities | Yes | No | Yes |
| Sharing of customer base | Yes | No | Partial |
| Brand name building in target market segments | Yes | No | Partial |
| 4. Geographical coverage expansion | |||
| Low startup costs | Yes | No | No |
| Utilize partners/branches presence | Yes | Partial | Partial |
| Bonus redemption beyond geographical limitations | Yes | No | Partial |
| Promotion without physical presence & investments | Yes | No | No |
| 5. Additional revenue generation | |||
| Capability of generating advertising income | Yes | No | No |
| Effective brand name building | Yes | No | Yes |
